David

If I do not settle, what alternatives do I have?

If your injuries and resulting medical bills are relatively minor (less than $10,000), you may be able to file a lawsuit in small claims court. This generally takes at least two trips to the courthouse, plus a filing and service-of-process fee. The trial will take place six to eight weeks after you have filed. The judge could award you more money, less money, or nothing at all in a trial. If the wrongdoer appeals the verdict, you may have to repeat this process again.

If you suffered serious injuries that resulted in ongoing medical treatment, surgery, or rehabilitation, or if your injuries are permanent, you will probably need to hire a personal injury attorney to file a lawsuit in a higher court in Nevada.

Wait and do nothing. In Nevada, you have two years to settle a claim or file a lawsuit from the time of injury. If you wait and do nothing, an adjuster may accept your bottom line. Adjusters do not like their claims to accrue. They are judged based on how much money they save the company as well as how quickly they resolve claims.

On the other hand, waiting to file your claim could cause you to lose your right to recover any damages at all.